Request language
State that you are requesting PMI cancellation
Do not bury the ask. Mr. Cooper's public help content says a mailed request must include an explicit request to cancel PMI, the loan number, date, and signatures of all borrowers.
Checklist
What to prepare before sending the request
Use your mortgage statement and account portal to confirm the exact loan number, current balance, property address, and any current instructions for upload or mailing.
- Explicit PMI cancellation request
- Loan number
- Date
- Borrower and co-borrower signatures
- Reason you believe the loan qualifies
- Copies of any requested valuation support
Follow-up
Track the response and valuation step
If Mr. Cooper requires a valuation, ask who orders it, what it costs, how long it takes, and what LTV threshold applies to your request.
FAQ
Does Mr. Cooper need a written request?
Mr. Cooper's public help center says mailed cancellation requests must include an explicit request, loan number, date, and signatures.
Should I use the mailing address I found online?
Verify the current address or upload path in your Mr. Cooper account before sending. Servicer instructions can change.
Can CancelPMI write the request for me?
The current product helps screen eligibility and prepare the next step. Use the template and review flow to avoid sending a weak request.
Check your own PMI numbers before you call the servicer.
The fastest way to make the next step concrete is to run the calculator and see whether your LTV, loan type, and PMI amount point toward a cancellation review.
Start the free checkRelated
PMI Cancellation Letter Template
Use this PMI cancellation letter template to prepare a clear borrower request with the details servicers usually need: loan number, property address, request date, signatures, and valuation support.
PMI Removal Calculator
Use the free PMI removal calculator to check your loan-to-value ratio, estimate monthly savings, and see whether a conventional PMI cancellation request may be worth reviewing.