Step 1
Enter your address
We use the property as the anchor for the rest of the PMI math and the request letter.
Most homeowners qualify to cancel PMI years before their lender tells them. Find out in 2 minutes, completely free.
$2.4M+
saved for homeowners
3,200+
homeowners helped
$187/mo
average savings
Figures shown are illustrative examples, not guarantees of results. Individual savings depend on your loan and your lender.
We turn the lender's PMI rules into a clean yes-or-not-yet answer, then handle the request when you qualify.
Step 1
We use the property as the anchor for the rest of the PMI math and the request letter.
Step 2
Purchase price, current value, remaining balance, loan type, and monthly PMI.
Step 3
If the numbers work, share your contact info and our team reviews everything and follows up with your next step.
Automatic removal uses your original purchase price. If your home appreciated, waiting can cost thousands.
Wait for auto-cancel
Illustrative example
$8,400
wasted by staying on your lender's slower timeline
Cancel now with CancelPMI
Illustrative example
$18,000
kept in your pocket when the request goes out on time
The quotes below are illustrative examples of the kind of feedback we aim to deliver and do not describe specific named customers.
★★★★★
“I had no idea we were already below the threshold. The calculator made it obvious and the letter went out the same day.”
Alyssa M.
Columbus, OH
★★★★★
“The lender never would have told us. We were still paying PMI even though our equity had already done the work.”
Daniel J.
Austin, TX
★★★★★
“Straightforward, fast, and it finally felt like someone translated mortgage language into plain English.”
Sofia R.
Phoenix, AZ
Yes. The calculator is free to use. When you request a review, our team looks at your numbers and follows up about the best next step.
The current self-serve flow is built around conventional PMI. FHA, VA, and USDA loans follow different insurance rules.
Automatic cancellation usually uses 78% of your original purchase price. A borrower request can often use 80% of current value instead.
Check your eligibility in 2 minutes. It's completely free, no credit check, no commitment.